Many people are considering making investment in order to build a nice, healthy nest egg for retirement

Many people are considering making investment in order to build a nice, healthy nest egg for retirement

One of the suggestions I received when asking professionals about investing options is to consider buying gold. Many believe that this is the best way to invest money because it is, if you will excuse the pun, solid. Ironically, this option is often overlooked by many who think that the price of gold is volatile.

Some individuals have experienced great success in diversified stocks. Many boast an annual return of about 10% which is quite impressive. Others argue that this is not the best way to invest money because playing the stock market is quite like gambling. However scary stocks may seem, they could still be the best way to invest money especially if you take the right approach.

Making sure that you don’t put all of your eggs in one basket is a way to insure that you will achieve successful returns on your investing strategy. Organizing a diversified portfolio is the best way to invest money in the stock market. You really want to choose some solid stocks that boast a modest but consistent return.

Many individuals are a little more adventurous and like to take some risks. You can do this with a diversified portfolio while still keeping your investments relatively reliable. Always consult a professional when making decisions. The person in the know will help you figure out which approach is the best way to invest money for you.

I was surprised to discover that bonds didn’t receive much acclaim in the investing game. Some argue that bonds are actually not as safe as stocks and that they are affected by inflation which can devastate the rate of interested returned on the bond. No matter what, you are taking a little bit of a gamble.

One new investing strategy has caught my attention but I need to complete a little more research on the subject. Zero coupons are a hot item and many claim that this is the best way to invest money, boasting almost double the investment returned in as little as 10 years.

No matter which options strikes your interest you really want to consult a professional who can guide you in the right direction. They are paid to know the best way to invest money.

Shopping In America Used To Look Like This

Shopping In America Used To Look Like This
how to buy gold

Image by Big Grey Mare
My husband, Jake, will be 83 years old in December, and he can rememebr a time when our country was one people who worked together for it’s good, and the good of each other. The current events in Washington really upset him, as he watches all he once knew and loved and believed in being destroyed. He wrote the following about 4 years or so ago, as his sarcastic solution to the problems we were facing then, and he asked me to post it "all over the internet", because he believes these solutions would apply today also. Anyway…here’s Jake:

The “Cash 4 Clunkers” program appears to have been quite a success – at least as far as stimulating new car sales is concerned. However, most of the trade-ins were sound, high quality, late model pickups and SUV’s that fell just below the gas mileage limit (mainly because they were large and heavy, and were geared accordingly). And the new cars that were bought included many hybrids that run on batteries, hype, and hope. Will the buyers actually pay for them? Also the so-called clunker trade-ins were being totally destroyed–deliberately reduced to trash. Is this right? And many local car dealers have yet to receive one red cent of the 00 promised for each of these piles of metallic junk. In fact, the entire Cash-4-Clunkers stimulus program was cancelled, prior to many dealers being paid anything.

Of course, any money for this, or any other federal program, must come from an empty treasury. So what else is new? If you were to sweep and vacuum all the empty vaults at Fort Knox, you might come up with enough gold dust to make one small wedding ring. But, why bother? Wedding rings are obsolete anyway. However, promised payment from government sponsored programs seem to work just fine. With that in mind—why not initiate a tax refund program? Handled correctly, it could sponsor the greatest consumerism explosion in the history of the world.

It would work like this: Every taxpayer in the U.S. would be eligible for a ,000 refund. Everyone over the age of 10 would be considered a taxpayer and therefore eligible. Since those under 10 do not normally spend their own money—they would be excluded. We pay income tax, sales tax, property tax, gasoline tax, alcohol tax, tobacco tax, poll tax, pole tax, import tax, value-added tax, syntax, sin tax, excise tax, luxury tax, and numerous other taxes—too taxing to remember. Even illegal immigrants pay taxes. Based on latest census info, there are 258,694,227 people over the age of 10 in the U.S. who would qualify for a ,000 refund.

The tax refund program would start in October, but it might take some time to process the applications. However, since everyone is eligible and promised ,000 by our benevolent government—they start spending immediately. People give assignments and vouchers on their expected checks. Credit cards boom. Real Estate sales go through the roof. Developers, contractors, and builders go wild. Retail sales zoom. The economic growth is off the charts. Banks loan to the max. However, there is a downside.

The Tax Refund To Americans Program (or T-R-A-P)—as with every federal program—requires considerable paperwork. In fact, the T-R-A-P application is 877 pages, and weighs 18 pounds 12 ounces. The U.S. Postal Service screams. Tree Huggers, Inc. goes crazy when they realize the number of national forests required to produce that amount of paper—not even considering the massive amount of lumber being used in the housing/construction boom. Al Gore comes to Capitol Hill screaming that Nobel also invented T.N.T. The T-R-A-P snaps shut. Not one dime has been paid to the American taxpayers—yet the economy is booming. The tax refund program ends just before Christmas and our wonderful government takes over every bank in America in January. Hitler could not have done it any better.

The two other major problems—health care and the national debt—could be solved just as easily. Since our current national government seems to be operating in the Communist-Fascist-Socialist New World Order format – why have they not seen such a simple solution right at hand? It is Social Security. Properly utilized, Social Security answers almost all of our health care and money woes. It is so simple, even young people are aware of many of the aspects. In fact, many young Americans are quite well-informed.

Most younger Americans know what Tweetie-Bird had for breakfast and where Goldi-locks itches. They also know that Michael Jackson’s circulatory system contained 52% drugs and bleach and only 48% real blood. And every young person knows that 40 is old, 50 is really old, 60 is ancient, and 65 is ridiculous. And most folks in America – both young and old – realize that our current Social Security system is the most massive Ponzi scheme of all time. Young folks will never receive a penny of what they contribute. So why wait? Why not cut off all payouts from Social Security now? Money comes in, but nothing goes out. Everyone over 65 is eliminated. All of their assets go to big government; and we can then pay off the national debt, loan money to China and Brazil, and underwrite the Euro. SS Agents, of course, will supervise. Social Security will become the answer instead of the problem.

The total assets of the elderly in America is a mind-boggling amount, surpassing the combined wealth of 158 poorer countries around the world. Members of Congress (under 65, of course) can divide-up condos, mansions, estates, etc.– but only one each. Since many older folks have funds stashed in off-shore banks, SS troops will be sent to seize these accounts — along with the banks and Caribbean Islands where they are located. Everyone knows that these islands should belong to America anyway.

Many jobs are created. Hawaiian document forgers are overwhelmed with orders for birth certificates showing more recent birth dates. And, of course, a large number of jobs become available to build and operate the Senior Serenity System — a system which eliminates a senior’s aches, pains, worries, and confusion forever. Each facility consists of a very large caldron, capable of holding 1000 seniors, a forge furnace, and a conveyer through a tunnel. SS agents with pitchforks keep the conveyer running smoothly. Abundant corn oil, unused for ethanol, is used for the boiling-in-oil process. On the 2nd day, the temperature reaches 2,200 degrees — then it is allowed to cool. On the 4th day, funeral parlor workers come to skim off burial bottles, before any flavors are added. Cinnamon, lemon-lime, and chili all seem to work; but the original “Granny” flavor is by far the most popular – whether for Fido and Rover in “Bow-Wow Chow” or George and Larry in “Wham-Bam Spam”. The list of new jobs and other positive ramifications goes on and on.

Alaska Caldron No. 3 could be built at the end of the Bridge to Nowhere. Videos of SS agents with pitchforks, keeping order on a conveyer, are sold to evangelists, and are shown on large screens at revivals. Since griping, grouching, frowning, and bitching are no longer permitted – SS agents enforce our happiness. Yippee!

As the elderly disappear, the general health of the population improves dramatically. In fact, Alzheimer’s rarely shows up at all, and Erectile Dysfunction becomes fairly uncommon. Nursing homes can now take in the homeless. There is no more Medicare or Medicaid. Hospitals now compete, using discounted rates. Doctors will have to work for reasonable wages. For instance, a regular MD will receive 2 times the minimum wage. Surgeons get 3 times minimum wage, and the Surgeon General gets a whopping 4 times the minimum wage. How could it be any more fair. Also, it is discovered that swine flu is a by-product of excessive congressional pork spread all across the country – which will be corrected just as soon as pigs fly. Welcome to the new America!

Jake Von Canon

Please feel free to send to everyone you know, ever knew, or never knew.

Image from page 182 of “Indika. The country and the people of India and Ceylon” (1891)

Image from page 182 of “Indika. The country and the people of India and Ceylon” (1891)
investment in gold

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Identifier: indikacountrypeo00hursuoft
Title: Indika. The country and the people of India and Ceylon
Year: 1891 (1890s)
Authors: Hurst, J. F. (John Fletcher), 1834-1903
Subjects: Sri Lanka India
Publisher: New York, Harper
Contributing Library: Robarts – University of Toronto
Digitizing Sponsor: MSN

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Text Appearing Before Image:
uture. Hesays : The immense disparity between Christ and Zoroaster isdawning, we believe, on that interesting people, the Parsis ofIndia. They have been clinging to their ancient faith from afeeling of nationality rather than of religion—from traditionmore than conviction ; but immense changes are certainly athand. But we believe that, as the Magi from the East, whoprobably were Zoroastrians, hastened to lay their gold, frankin-cense, and myrrh at the feet of the new-born Redeemer, so, erelong, the Parsis will in all probability be the first of Easternraces to take upon them, as a race, the easy yoke of Christ. CHAPTER XIV A SAIL TO THE CAVE-TEMPLES OF I.I.UII I The most charming excursion from Bombay is the sail to theisland of Elephanta. The gliding out of Bombay harbor, pastthe shipping, and in full view of the many picturesque islandswhich lie out in the mouth of the bay, is ;m experience at oncedelightful and novel. The semi-circular mountain-range forming … •■: •

Text Appearing After Image:
ENTRANCE TO THE CAVES OE KI.F.ni NT . the magnificent background of Bombay appears alto; dif- ferent from what it seemed when seen from the deck of theincoming steamer. Our little steam-launch, provided by mythoughtful host, Mr. Fido, made rapid way through the ship- 154 INDIRA. ping, and in due time brought us out into the sweep of the In-dian Ocean. We soon finished our six miles to Elephanta, andwere ready to drop anchor. Then we entered small boats, anddrew up to the long, narrow pier by which the visitor makes hislanding on the island. Here we were met by a group of boys,offering for sale some hanging-birds nests, petrifactions, littlemarine curios, and other articles gathered on the island andabout its shore. My investments on this occasion were confinedto the hanging-birds1 nests. On leaving the pier we ascended aflight of one hundred and eighteen steps. Then our path wrentthrough a shaded way. After a walk of a quarter of a mile wereached the bungalow of the superintendent o

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Gold and Silver Maple Leafs Get New Packaging

Gold and Silver Maple Leafs Get New Packaging

Gold Maple Leafs and Silver Maple Leafs are receiving packaging makeovers, changes clearly mandated by investor disfavor with packaging that the Royal Canadian Mint has used since the coins were introduced. Gold Maple Leafs debuted in 1979, Silver Maple Leafs in 1988. The changes appear to be good moves, which should increase sales of Silver Maple Leafs and help keep Gold Maple Leafs the preferred pure (.9999 fine) gold bullion coins.

Since inception, 1-oz Gold Maple Leafs have been packaged ten to a tube. Because Maple Leafs are 24-karat, pure gold, they are “soft,” relative to alloyed gold coins, such as American Gold Eagles and Krugerrands. Further, because of the design of the coins and the tight-fitting tubes, it is difficult to remove, inspect, and reinsert 1-oz Gold Maple Leafs in their tubes without scratching the coins.

Actually, reinserting Gold Maple Leafs without at least some scratching is nearly impossible. Further, if the persons inspecting the coins do not know how easily the Gold Maple Leafs are damaged, needless damage often occurs while the coins are out their tubes.

Gold Maple Leafs carry the image of Queen Elizabeth II on the front, with a flat, clear field alongside the image. The backs have the outline of a maple leaf, hence the coins’ names. The problem arises from the coins’ really sharp milled (reeded) edges. When the coins are reinserted in their tubes, the milled edges often scratch the fields.

Then there is the problem with investors who like to “heft” their coins “to get a feel of them.” If they put four or five Gold Maple Leafs in the palms of their hands and “clang” them, the damage can be quite severe. Should a Gold Maple Leaf be dropped, rim damage is almost guaranteed.

As Gold Maple Leafs have been sold into the secondary market, damaged coins have become such a problem that Gold Maple Leafs have lost popularity with investors. The problem has become so widespread that many wholesalers bid only “melt” for Gold Maple Leafs, regardless of their condition. By paying only “melt,” wholesalers can profitably resell the coins for industrial or jewelry purposes if no buyers are found for the coins.

Gold Maple Leafs, like the Gold Eagles and the Krugerrands, are bullion coins, which trade for the value of their gold content, plus small premiums. Damaged Gold Maple Leafs do not mean a loss of gold; they contain an ounce of gold regardless of the scratching or rim nicks. Still, buyers do not like to receive damaged coins. This means that Gold Maple Leafs sold into the secondary market have to be evaluated for the degree of damage.

Some wholesalers refuse to take the time to individually inspect Gold Maple Leafs and separate them according to their condition. These are the wholesalers who generally will pay only “melt” for 1-oz Gold Maple Leafs, regardless of condition. Fortunately, the free market being what it is, there are still some wholesalers who will buy according to condition.

Yet the handwriting is on the wall: 1-oz Gold Maple Leafs in tubes will continue to lose popularity and probably will join Krugerrands, Mexican 50 Pesos, and Austrian 100 Coronas as basic bullion coins, which carry the smallest premiums in the bullion coin market. Still, the packaging makeover should fillip sales of new Gold Maple Leafs.

With the new packaging, each 1-oz Gold Maple Leaf will be encapsulated in plastic and suspended in the middle of a plastic card, somewhat as 1-oz gold bars are packaged. However, the plastic protecting the Gold Maple Leafs will be heavier and more durable than the plastic used with 1-oz gold bars. The new packaging should keep the coins from being easily damaged.

With the new packaging, the Royal Canadian Mint made another big change: 1-oz Gold Maple Leafs will now come 25 to a box, whereas the old packaging is ten to a tube. This change could further increase sales as 20 coins are common ordering units for gold bullion coins, because the world’s most popular gold bullion coins—American Gold Eagles—come 20 to a tube. As a result of the change, investors wanting “complete original packaging” will move up to 25 ounces.

However, orders for small quantities mean the coins will have to be removed from their mint boxes—but still individually encapsulated—and put in other containers. The new packaging also will require more storage space for Gold Maple Leafs than for 1-oz gold coins that come in tubes.

Although 1-oz Gold Maple Leafs will be a little more cumbersome to handle, a large segment of the gold coin bullion market prefers pure gold coins. Gold Maple Leafs have long been the most popular 1-oz pure (.9999 fine or 24-karat) gold bullion coins on the market, and the new packaging should keep Gold Maple Leafs as the preferred 24-karat gold bullion coins. (The market for pure gold bullion coins is estimated to be .4 billion annually.) The new packaging is expected to debut sometime in August.

New packaging for 1-oz Silver Maple Leafs has already been introduced. However, Silver Maple Leafs in their old packaging are still available. Since Silver Maple Leafs were introduced in 1988, they have been packaged twenty coins to a sheet, 200 coins in a box. Each coin was individually enclosed in plastic. The new packaging will be similar to the U.S. Mint’s Silver Eagles packaging.

Silver Maple Leafs will now come 20 to a tube, 25 tubes to a container, and 500 coins to a “mint box.” The new box will be made of durable heavy plastic, whereas the boxes of 200 are cardboard. The new packaging should make Silver Maple Leafs more competitive with American Silver Eagles, presently the most popular 1-oz modern silver bullion coins being sold.

Where To Look For Investment Education Courses

Everyone should have some investment education before they start any serious investing. Consult your investment advisor, internet sites, and your local community college or adult learning school. These are great resources if you are in the market for an introduction to investing.

A good place is to start will be your current investment or financial advisor. Ask them where to get basic information and learn more about investing. They will be able to help you choose the type and level of course best suited to your situation. Explain what you want to accomplish, and ask questions before you decide on a particular course.

Marketwatch, Motley Fool, and many other websites provide good basic investor information. Read the online news stories and become familiar with the terminology you need to know. Online courses may be available, and while many are free, the best courses will probably be offered for a small fee. Compare the benefits of each course to help you decide.

Community colleges also have good introductory business and investing courses. Check the course catalog for your local college. Business schools also may offer extension courses in investing. While business schools usually offer higher-level analytic courses, extension programs are designed for working professionals. These can be great ways to gain practical knowledge about investing.

Adult learning programs usually have courses on money, investing, or real estate. Usually just a few meetings a month, they can be very low cost or in some cases free. Check the free local newspapers in your area for details about these courses.

Investment education courses are a great way to get started learning about money and how to manage it for your future. Gather as much information as you can about each financial education program available to you, then get in and learn as much as you can. It will make you a better investor in the long run.

In order to really get the answers to your question, I highly recommend you go straight to the net’s leading site about this issue here. Go there now!: Wealth Creation and Investment Education Advice